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We pride ourselves on providing our patients the finest, most beautiful, longest lasting dentistry possible today.

Remember: Dental care is inexpensive in the long run; dental neglect is more expensive. The old adage "An ounce of preventions is worth a pound of cure" is very true in dentistry.

During a patient`s exam and consultation process a treatment plan of recommendations will be thoroughly discussed, as well as the financial aspects of treatment. Dr Dhani will inform patients (to the best of his knowledge) of all aspects of treatment before he performs services. PAYMENT IS DUE AT THE TIME OF SERVICES unless other financial arrangements have been made with our financial coordinators. Most Indemnityt insurance plans are accepted and for your convenience we will assist you by processing and filing all insurance claims. Our office will estimate your insurance benefits and based upon our fee schedule collect full balance at the time services are rendered and you will receive your insurance benefit check directly in mail from your insurance company . ALL PAYMENTS ARE DUE THE SAME DAY AS SERVICES.  We do our best to maximize your insurance benefit and may appeal on your behalf unfavorable decisions.

 If treatment requires several visits you can pay half of the balance when the treatment is started and the remaining balance will be due on the final appointment. If these options are not flexible enough for you we are pleased to offer patients a plan through CareCredit.

For your convenience, our office has developed a full range of payment options to choose from in order to make this dentistry affordable for you.

Payment Options:

  • Cash
  • Personal Check
  • Visa
  • Mastercard
  • Discover Card
  • American Express
  • Special patient financing programs (Care Credit)
  • 10% Senior Citizen Courtesy 
  • 3-5% prepayment courtesy

interest Free and Low Interest Patient Payment Plans

Start Treatment Today

Our practice offers a flexible payment program called CareCredit® . With Care Credit you can:

  • start treatment immediately
  • enjoy low monthly payments
  • finance up to 100% of the treatment cost
  • choose between several payment options
  • pay no money upfront
  • pay no annual fees

Ideal for co-payments, deductibles and treatment not covered by insurnace, CareCredit is a revolving charge account that is easy to use and takes just minutes to apply. You can:

  • complete the short application in just a few minutes
  • receive a response within seconds
  • use it for the whole family for ongoing treatment without reapplying
  • save your other credit cards for household or unplanned expenses

* You may also apply for credit on-line: http://www.carecredit.com

Indemnity plans

The most common insurance programs are indemnity plans, which are also called UCR programs. UCR stands for "usual, customary, and reasonable." In these plans, you may choose any dentist and pay on a traditional fee-for-service basis. The insurance company, who is paid a monthly premium by your employer, then reimburses you for between 30 and 80 percent of the dentist's fee. You are responsible for the remaining 20 to 70 percent after meeting a pre-determined deductible payment. The amount of the deductible is set in the contract between your employer and the insurance company.

Referring to the program and its fees as "usual, customary, and reasonable" is misleading. Most people assume that insurance companies have gathered statistics and that these statistics are the basis for UCR fees. This is simply not true in many cases. These UCR fees often do not represent local dentists' fees or the available treatment options. They may be, in fact, simply fees that are set by the insurance company. As a result, different insurance companies often have different UCR fees for the same geographic area and for the same group of dentists!

Behind the times

The annual limit of dental insurance benefits has hardly budged in forty years. Back in 1960, the average annual coverage maximum was one thousand dollars. Forty years later, it still sits at approximately one thousand dollars, despite inflation and cost of living increases.

The benefits have remained the same, but fees for procedures have tripled or even quadrupled. And most insurance plans often exclude new treatments they can label as "discretionary," including common treatments such as implants, porcelain veneers, orthodontic treatment, bonding, and whitening.

The choice is yours

If you were to build a house, would you rather have the least expensive contractor who used the cheapest materials and technologies? Or would you rather build a home that will last using quality materials?

You have similar choices when it comes to your dental care. In many cases, your insurance company wants you to consider only the cheapest dental procedures, but we believe that you should be able to choose the best dental treatment and materials for you and your family.

Dr. Dhani usually does not know if patients have insurance or not. He will always diagnose and treatment plan the best treatment that is compatible with the patient's requiests. May times there are several options for patients which will ultimately be their own decision on how we will proceed.

As a convenience to you, our office will submit charges for services rendered to your insurance carrier, but we consider the patient primarily responsible for the account. The service provided by our office amounts to an agreement between the patient and the dentist. The insurance relationship constitutes an agreement between the carrier and the patient. There is a wide variety of dental insurance coverage offered. Various programs cover from as little as 30% to as much as 80-100%. Every dental plan has a provision for limiting dollar disbursement by the insurance company for covered services. The type of services covered and the dollar amount assigned to it are determined by the type of plan purchased by your employer. 

We pride ourselves on providing our patients the finest, most beautiful, longest lasting dentistry possible today. Prior to treatment, your options will be discussed, as well as fees, insurance, and financial arrangements. We have developed a full range of payment options to choose from in order to make this dentistry affordable for you.

We will try to make the most of your insurance.

At all times, you can be confident that we will always provide you with our best services without regard to the limitations imposed by your insurance coverage. To do otherwise would violate our contract with you. Excellent dental care is available with or without dental benefits. We hope you will choose the best that dentistry has to offer.